Wednesday, December 25, 2019

Unusual Article Uncovers the Deceptive Practices of Top College Essay Samples

Unusual Article Uncovers the Deceptive Practices of Top College Essay Samples It's very useful to take writing apart as a way to see just the way that it accomplishes its objectives. The large part of the essay employs standard English and English grammar. There are lots of solutions to your essay writing needs online but some are much better than others. Generally, there are two principal approaches you might take to compose your essay. Although every facet of your college application is crucial, a strong college admission essay is just one of the main elements of the application. It's possible to find handwriting samples from celebrities, entire books at no cost, how-to guides and a whole lot more. Introduction Body paragraphs Conclusion It is essential that students utilize academic sources to better their credibility. Most students have a tendency to go for easy essay topics by talking about themselves, doing their very best to express their distinctive qualities and trying to stick out from the remainder of the pack. Don't neglect to explain why the predicament is valuable to you! So you don't actually wish to obtain a topic! Opt for a distinctive topic that others may not think of, and whatever you select, make certain you know a lot about it! You need to begin by examining the subject of the work and taking a place to run with. The Ultimate Approach to Top College Essay Samples The essay is just one of the important approaches it's possible to distinguish yourself. In lots of ways, it is the most important part of the college application. Your essay is a special reflection of who you are as an individual. A college application essay is a substantial means of letting the panel learn more concerning the student. Individual schools sometimes need supplemental essays. It's important the student can develop a thesis statement that's fitting with their targets. When choosing the most suitable college essay topics, students ought to be keen to center on the key ideas they're attempting to pass in their essay. Therefore, many students and employees decide to acquire affordable essay rather than writing it themselves. The easy truth is that each and every paper needs to be written in the writer's words. In case you decide you must chat about one of the cliche essay topics mentioned previously, a great method to tell a more prevalent story is to concentrate on one specific moment and build from that point. There's not any reason to rush your essay. So without further ado, below are some effective writing tips to create your common app essay stick out! Why Almost Everything You've Learned About Top College Essay Samples Is Wrong For many students, it merely sounds too fantastic to be true. Colleges, however, might not be held to the exact standards. They want to make it easy for students to apply, but they also want to know the student is serious about applying. All colleges provide classes and degrees, and many let you study in another nation. The Good, the Bad and Top College Essay Samples Admissions staff members want to learn the way your presence will produce the college a better plac e. The nursing school admission essay is a crucial portion of the application approach. Colleges are interested in a feeling of maturity and introspectionpinpoint the transformation and demonstrate your private growth. If you overshare, it is going to make it seem like you've got poor judgment or don't understand social normsnot great impressions to provide the admissions committee. On the other, it's a method of life. If you own a friend or relative who reads a whole lot of books in their spare time, I bet you believe they're pretty intelligent. There isn't a prompt to steer you, which means you must ask yourself the questions that will get at the center of the story you wish to tell. What lots of people don't have an idea, nevertheless, could be the best way to find college essays cases. If you would like to go personal and pick a relative, remember to get a memorable and distinctive reason. Various things to various individuals, since the situation demanded. Explain your commitments, and you're going to be the sort of student colleges find immensely attractive. Select a law and explain why it's so important to you.

Tuesday, December 17, 2019

Lending System - 3694 Words

CHAPTER – I The Problem and It’s Setting INTRODUCTION As the world moves a global electronic place, lots of establishments are not upgrading their computers to the latest features just assures that their clients will be satisfied by the services that they give and create a friendly environment to each member. The existing loan transaction processing system used by the Kaguruan – Multi- Purpose Cooperative is manually operated. The loan takes two (2) days to be processed. This can be obsolete because of the presence of the computers, which could facilitate any transaction at faster rate. They use computer merely for their documentations and not for their system. In fact, they only use word and excel which are the generally used†¦show more content†¦The goal of loaning System of KMPC is to help each member and staff to make process easier and faster. The researcher would like to emphasize that the study is concentrating only n the loaning transaction of the coop and general services. The following are not covered by this study: * Other services of the cooperative like E-load, catering services, financing Laon and consumer loan. * Transaction of payment of the borrower’s are automatically deduct by the DepEd to their net pay are concerned to this study. SIGNIFICANCE OF THE STUDY The findings of this study will be of great help to the following Members This will be of great help to each member as to how and when to avail loan easier and faster. STAFF The system will help them make the process more organized, east to maintain, and update. It will also avoid consuming time in processing loan system and transaction that will be applicable to cooperative. END NOTES Kendall amp; kendall System Analysis and Design. Practice –Hall, Inc. 1999.P,153-158 CHAPTER II REVIEW OF RELATED LITERATURE AND STUDIES The researchers conducted a review of related literature and studies and identified those, which are closely related to the present study. The most relevant materials to the current study were selected and presented in this chapter. RELATEDShow MoreRelatedWhy A Bank Serves A Geographic Area1524 Words   |  7 PagesCRA rating is considered in the approval or disapproval of the application. A poor CRA rating may result in the denial of a covered application. LARGE BANKS The Regulatory Agencies use three tests to evaluate an institutions CRA performance: the lending, investment, and service tests. A bank is a large bank if it is not a small bank, that is if the past two years it had assets in excess of $1.216 billion (adjusted annually for inflation). A small bank (including intermediate small banks) may chooseRead MoreSmall Loans Come Under Heavy Fire1272 Words   |  6 Pagesstate according to a report posted at www.cw.ua.edu. These loans have grown so popular and addictive that advocacy groups have begun referring to payday loans, auto title loans, small loans online and small loans for bad credit as â€Å"Alabama’s Toxic Lending Problem.† Although Republicans generally support deregulation nationwide, 30 Republican joined 15 Democrats in the proposal for the Constitutional amendment. Some of the reasons for proposing the bill were supplied by the Alabama State BankingRead MoreThe Great Recession Of 20081388 Words   |  6 PagesRecession is considered the second worst economic crisis in American history, behind the Great Depression. The Recession of 2008 was caused by two major faults: the use of subprime lending and changes in banking culture leaning towards self interest within the banking industry. There is no doubt that subprime lending was a major cause of the Recession. It was a tactic used by investment banks in order to get more money from unsuspecting homeowners. However, lenders found out that most of the peopleRead MoreSubprime Lending Research Paper851 Words   |  4 PagesSubprime lending has been a part of the financial industry for decades. Liberalization of lending regulations since the late 1970’s has allowed for the proliferation of the practice of subprime lending, most notably with subprime mortgages and their associated securities. Subprime lending is the practice of lending to borrowers who do not have the financial stability to qualify for a more traditional loan. A subprime loan differs from a traditional loan in that it is offered to less qualified borrowersRead More Analysis of the Failure of Superior Bank and Trust Essay599 Words   |  3 Pagesproblems with sub prime loans. This was their main focus. Sub prime lending is lending to people who a re poor credit risks. They lend money or issue credit cards at high interest rates. 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If you walk away from the process without any hassles or hidden fees, then consider yourself lucky. Today the lending space is virtually unrecognizable thanks to the disruptive power of financial technology. Fintech is often associated with robo-advisors like Wealthfront and Betterment, but the truth is it started in the lending space. Now there are multiple technology based lending companies that cover everything from student loans to credit card debt. A lot of the marketplace lenders have madeRead MoreCurrent Issues Project On Peer Lending1643 Words   |  7 PagesPeer-to-peer Lending Advancements in technology coupled with new legislation have brought upon a game changer in the financial industry known as peer-to-peer to lending. Originally established as a way to help boost the economy in developing countries, peer-to-peer lending is expanding its capabilities into first world countries through online platforms. This new industry is experiencing tremendous growth, with pwc estimating that it could be a $150 billion business by 2025 (Karabell). The Lending ClubRead MoreThe Effects Of Reporting The Financial Crisis On Subprime Lending812 Words   |  4 Pagesdownturn. However, that financial journalism put aside investigative reporting, as well as the fact that it could not adopt a critical view about the functioning of the system and identified the cracks in the financial market were driven by an even larger political force: the abdication of State’s uncompromised regulation on subprime lending which (1) encouraged a liberal turn of the financial pre ss stressing a pro-market discourse and operating within the parameters of the business world, and (2) increasedRead MoreWilliam Shakespeare s The Merchant Of Venice1532 Words   |  7 Pagesreligion are inextricably linked—a concept completely foreign to all but the most fundamentalist Americans. The ills of money-lending from the Eastern perspective have been fodder for Western literature for centuries, replete with illustrations that mirror the differences and similarities in East-West cultural norms. In William Shakespeare’s The Merchant of Venice, money-lending has gone awry. In Act I, Scene iii, the Italian Antonio seeks to borrow 3,000 ducats from the Jewish Shylock, and Shylock intends

Monday, December 9, 2019

Understand The Use Of ICT Samples †MyAssignmenthelp.com

Question: Discuss about the Understand The Use Of ICT. Answer: Introduction The purpose of the report is to understand the use of ICT in the business scenario. In the modern day, every business organisation needs to use technology in order to enhance itself and make the product available to the customers. This can help the organisations to gain a competitive advantage in the market (McDermid, 2015, p.45). The report focuses on the application of ICT on a specific organisation. The company in question is a 5-year-old software organisation based in Melbourne. The organisation develops an in-house application and has its market spread across the small and medium sized industries in the country. However, there is limited scope for development for the organisation hence; the option of developing internet security is a top priority. One of the strategies developed by the company is the expansion of business to have an online presence. The executive managers of the organisation are concerned with the type of business that goes on in the market. The potential client for the organisation could be pharmaceutical and hospitality industries. The concern is more on the economic factors rather than the social-economic and environmental factors. The report analyses the ways by which such an organisation can protect itself from the risk of internet security. The application of modern internet security is described in the report. The objective of the report is to investigate the ways by which ICT can be used in order to gain a competitive advantage in business. The organisation is a software company and as a result, it is important for every member to develop acute knowledge about the application of ICT and its uses in the modern world. The uses of the application in order to expand the organisation in the global market are also stated in the report. Furthermore, the report also provides recommendations based on the ways by which the use of ICT can be improved by the organisation. Concept of information and network security Network security is referred to as the actions undertaken by an organisation to prevent any security threats in the software or computers. In the modern world, there have been several instances of breached security services. This occurs due to poor anti-virus and improper monitoring of the software and computer systems. The information and network threat usually occurs during the time of data transfer. According to Bannister Connolly, (2014, p.119), the data transfer can be in the form of both physical as well as electronic. In most cases, data transferred via electronic media is prone to security threats. Network security usually comprises of policies and practises that prevent the threat of unauthorized access to the computer system. The accessibility is monitored and the ways by which these threats can be prevented or mitigated are accessed by the professionals in-charge of the online security system. Markus Mentzer, (2014, p.353) stated that network security is mainly used for the authentication of data. It is a one-factor authentication, as it requires a sole variable for the authentication of data. After the authentication, the data is encrypted with a firewall that prevents the entrance of any threats in the system (Stallings Tahiliani, 2014, p.90). In the light of this statement, it can be said that the firewall needs to be strong and need to have the potential to prevent a threat of the software. Without a proper firewall, the threat of security can be immense. In the modern days, the use of anti-virus software can prevent a threat of attacks. Another immensely important factor that needs to be done is the update of the software. Stahl et al., (2013, p.435) stated that the backdated software is prone to threats from the viruses and hackers. With the quick update of technology in the modern world, it is necessary that the software remain updated to prevent the entry of viruses. In this regard, it can be said that several applications are developed th at prevent the threat of security in the software. Recent technologies used in information and network security In the modern day, the threat of virus and hackers has been a major concern for industries. This is because lots of valuable information is taken away from the organisations that can pose a huge opportunity for the competitors. Not only business, the threat also engulfs the military database that may threaten a country. Hence, Stahl et al., (2016, p.55) stated that technologies need to be developed that can help in the protection of threats in the organisation. Some of the most recent technologies that are used in the security of information and prevention of security are provided. Symantec Advanced Threat Protection Symantec Advanced Threat Protection (SATP) is used for the purpose of uncovering, prioritising, investigating and providing remedial measures to advanced threats that occur in an organisation. This can be done under a single window and can provide resistance to the threat of any security (Chen Zhang, 2014, p.314). The technology also involves cloud-based sandbox and detonation services in order to provide services related to cross point control. The visibility allows customers to check into any security threats and make rectifications based on the threat. ProtectWise Cloud Network DVR According to Hall, (2014, p.21), the ProtectWise Cloud Network offers visualisation, detection and responses to network security events. This includes advanced persistent threats, data filtration and so on. The software detects attacks automatically and prevents the spread of the attack. The advantage of this technology is that it can detect an attack on any device such as computers or mobile phones. It does not have any limit about the window of retention for a network. Fireglass Threat Isolation Platform Firewall is one of the pioneers of isolation technology. This software can be used to fend off malware and phishing threats from the computer. Al-Saggaf et al., (2015, p.235) stated that this software creates a gap between the attacks developed from the web and the applications. Any threat from the web is blocked instantly in order to prevent threats of attack. This provides security for the computers as well as other devices that detect possible threats. Application of these technologies in the organisation Based on the use of this software it can be said that the application of these can help in the improvement of any organisation. In the case of the organisation mentioned in the case study, the use of the software can help it to attain its objective of diversifying the business. The reason for the inability to perform this task was due to the lack of resources to manage the websites and client database. In order to perform this task in an efficient manner, the use of the modern technologies and software related to prevention of web-based threats can be utilised in order to carry the company in a global context (Bull, 2015, p.19). For example, the use of Advanced Threat Protection developed by Symantec is software that can identify complex attacks to the system. This can be used in order to detect any virus or hackers that may use complex software to steal information. According to Ming et al., (2015, p.360), this system can be used worldwide in an effort to curb the increase and sprea d of hackers and viruses through various means of malware. On the other hand, technology such as ProtectWise Cloud can be used to detect threats from any devices. In the modern world, this can prove to be a huge advantage for an organisation, as most people tend to use the internet from various devices apart from the computer. Organisations seeking a long-term future in the software industry can utilise this software, as it has a bright future in the software industry. Chou, (2013, p.79) observed that the use of fire glass can also be effective for business. This is because the spread of malware in corporate business settings is blocked by the use of fire glass. Fire glass isolates the threats and mitigates it without the knowledge of the organisation or the system. This creates an advantage as system clean up is not always necessary for the organisations. In the global context, this software can help in the development of a secured web service throughout the world. Advantages and risks of the technologies Pieprzyk et al., (2013, p.343) stated that the technologies used have certain advantages that may be useful for organisations. These advantages provide opportunities to explore the technologies and implement it for better use in the future. However, Hsiao et al., (2014, p.67) stated that certain risks are also involved that may threaten the use of these technologies. The advantages and the risks that the technologies provide can be listed individually. Symantec Advanced Threat Protection The advanced threat protection developed by Symantec provides for the automatic detection of threats in a system. The system prioritises the critical events that may threaten the software and system. Apart from this, even if the system is infected then the technology can provide remedies within a few minutes (Vasilakos et al. 2015, p.10). These advantages provide organisations with proper support and prevention techniques that help to eliminate any threats of a virus. However, the risks that are involved because of this include the use of updated software (Carroll, 2014, p.90). An organisation adopting the use of this software needs to ensure that the system in which they are installing the technology is updated and have the potential to install the software. The high maintenance of the software makes it a risk factor for the organisations implementing the use of the technology. The application of this technique in the organisation provided in the case study can help in the protectio n of the system. The automatic detection of threats is a huge advantage for the organisation as it lacks the required employees to handle the technology. The risk factor needs to be considered in order to ensure that the software can be installed in the system (Perlman et al., 2016, p.56). ProtectWise Cloud Network DVR The advantage that ProtectWise can provide is the flexibility of the coverage of the threats. According to Jouini et al., (2014, p.489), the threat of attacks come from various sources. These sources need to be identified and eliminated in such a manner so that it can help in mitigating the threats of the viruses and hackers. ProtectWise helps in maintaining the flexibility regarding covering large areas in the system. The data that is passed by the use of this technology remains encrypted (Kahate, 2013, p.67). This provides additional security of data in the end. The managing of customers is also done with the help of this software. However, as stated by Hau, (2013, p.99), the challenges to this system are also intense. The use of sophisticated malware can catch the software off-guard. The sudden attack on the cloud-computing model can make it difficult for ProtectWise to make recommendations using suitable solutions. This important factor needs to be considered by the case study or ganisation before implementing its technique. The reason for the failure to detect immediate threat is the vast expansion of range in the domain that makes it difficult to anticipate the threat from the correct sources. Fireglass Threat Isolation Platform The advantage provided by fire glass threat is the fact that the software blocks malware threats from reaching the systems. The uniqueness by which the technology deals with the handling of malware can help it to ensure that the software can be used to detect any threats from viruses. Pathan, (2016, p.89) stated that another advantage that the fire glass is that it increases the productivity of an organisation. This is because employees can maintain their focus on the job that they are doing rather than worrying about the security threat. However, the risk factor that remains is the fact that the fire glass blocks the use of any website that is deemed to be dangerous (Bhargava et al., 2013, p.12). In this regard, any helpful information may not be accessed easily due to issue in accessibility. Hence, the use of this technology in the system needs to be done strategically. In the case of the given organisation, the use of fire glass can help in maintaining the total security of inform ation without having to access online portals. Conclusion Thus, it can be concluded that in order to maintain proper cyber security at the workplace it is necessary that every organisation adopt certain technologies that can help in maintaining proper security in the workplace. The purpose of the report was to analyse the security threats that exist in an organisation and as a result, certain issues were addressed. The issues addressed in this context include the security threats that are posted by the hackers and viruses. This can cause problems in an organisation as secret documents can be seized. These technologies need to be verified and tested before its application in the organisational context. Every organisation needs to verify the advantages and risks that are involved in the use of these technologies. This provides an opportunity to analyse the security software before implementing it in a final context. The significance of the findings is to keep people aware of the possible threats that can be suffered if proper anti-virus is no t used. The objective of the report has been achieved by identifying the technologies that can help in mitigating the security threats. These technologies are built keeping in mind the amount of threat that exists in the modern world. The use of these technologies can help in the identification of immediate dangers and prevent the loss of any important documents. The advantages and risks involved in these techniques have identified that need to be managed by the organisations implementing it. In this regard, the organisation in the case study has been taken as the primary example. The application of these in an organisational context is analysed. The report also provides a future scope of study for the topic. Researchers can also identify the use of these technologies in a reputed organisation. Recommendation After analysing the situation of the organisation and identifying the advantages and risks of the technologies, recommendations can be made that can help in the improvement of the organisation. Some of the recommendations include the authentic use of anti-virus system. The anti-virus used by the organisation need to be authentic so that it can detect the threats at any time. This can help in keeping out any possibilities of a virus as viruses normally occur in a system that uses backdated anti-virus technology. Apart from another recommendation, include the constant update of software. In order to use the modern technologies effectively, the organisation needs to maintain software that supports the working of the technologies. A third recommendation includes the recruitment of trained IT personnel. This is required in order to manage the technologies effectively and ensure that trained personnel manage to implement the technologies and identify threats that may occur. A fourth recomm endation includes the application of any one of the technologies. The application of these technologies can help in preventing any virus attack or threat in the systems. The risk factors need to be mitigated strategically in order to ensure a smooth flow of work activity. References Al-Saggaf, Y., Burmeister, O., Weckert, J. (2015). Reasons behind unethical behaviour in the Australian ICT workplace: An empirical investigation.Journal of Information, Communication and Ethics in Society,13(3/4), 235-255. Bannister, F., Connolly, R. (2014). ICT, public values and transformative government: A framework and programme for research.Government Information Quarterly,31(1), 119-128. Bhargava, V. K., Poor, H. V., Tarokh, V., Yoon, S. (Eds.). (2013).Communications, information and network security(Vol. 712). Springer Science Business Media. Bull, R. (2015). ICT as an enabler for sustainable development: reflections on opportunities and barriers.Journal of Information, Communication and Ethics in Society,13(1), 19-23. Carroll, J. M. (2014).Computer security. Butterworth-Heinemann. Chen, C. P., Zhang, C. Y. (2014). Data-intensive applications, challenges, techniques and technologies: A survey on Big Data.Information Sciences,275, 314-347. Chou, T. S. (2013). Security threats on cloud computing vulnerabilities.International Journal of Computer Science Information Technology,5(3), 79. Hall, B. R. (2014). A synthesized definition of computer ethics.ACM SIGCAS Computers and Society,44(3), 21-35. Hau, E. (2013).Wind turbines: fundamentals, technologies, application, economics. Springer Science Business Media. Hsiao, D. K., Kerr, D. S., Madnick, S. E. (2014).Computer security. Academic Press. Jouini, M., Rabai, L. B. A., Aissa, A. B. (2014). Classification of security threats in information systems.Procedia Computer Science,32, 489-496. Kahate, A. (2013).Cryptography and network security. Tata McGraw-Hill Education. Markus, M. L., Mentzer, K. (2014). Foresight for a responsible future with ICT.Information Systems Frontiers,16(3), 353-368. McDermid, D. (2015).Ethics in ICT: an Australian perspective. Pearson Higher Education AU. Ming, T. M., Jabar, M. A., Sidi, F., Wei, K. T. (2015). A systematic literature review of computer ethics issues.Journal of Theoretical and Applied Information Technology,78(3), 360. Pathan, A. S. K. (Ed.). (2016).Security of self-organizing networks: MANET, WSN, WMN, VANET. CRC press. Perlman, R., Kaufman, C., Speciner, M. (2016).Network security: private communication in a public world. Pearson Education Pieprzyk, J., Hardjono, T., Seberry, J. (2013).Fundamentals of computer security. Springer Science Business Media. Stahl, B. C., Flick, C., Hall, R. (2013). Evaluating research quality in technology ethics.The possibilities of ethical ICT, 435. Stahl, B. C., Timmermans, J., Mittelstadt, B. D. (2016). The ethics of computing: A survey of the computing-oriented literature.ACM Computing Surveys (CSUR),48(4), 55. Stallings, W., Tahiliani, M. P. (2014).Cryptography and network security: principles and practice(Vol. 6). London: Pearson. Vasilakos, A. V., Li, Z., Simon, G., You, W. (2015). Information centric network: Research challenges and opportunities.Journal of Network and Computer Applications,52, 1-10.

Sunday, December 1, 2019

Red Badge Of Courage Essays (941 words) - The Red Badge Of Courage

Red Badge Of Courage Henry, "the youth", was a young man who lived on a farm with his mother. He dreamed about what fighting in a war would be like, and dreamed of being a hero. He dreamed of the battles of war, and of what it would be like to fight in those glorious battles. His mother was a wise, caring woman who had strong convictions about not wanting Henry to goto war. She is a very hardworking woman, and loves her son a great deal. She gave him hundreds of reasons why he was needed on the farm and not in the war. Henry knew his mother would not want him to enlist, but it was his decision to make. He dreamed of the battles of war, and of what it would be like to fight in those glorious battles. He didn't want to stay on the farm with nothing to do, so he made his final decision to enlist. After enlisting he finds himself in a similar situation, with nothing to do. While there he becomes friends with two other soldiers, John Wilson, "the loud soldier / "the friend" and Jim Conklin, "the tall soldier". Wilson was a loud spoken and obnoxious soldier who becomes one of Henry's best friends. Jim was a tall soldier and was a childhood friend of Henry's. He was always calm and matter-of-fact like. He also loves pork sandwiches as that is all he eats. Wilson was as excited about going to war as Henry, while Jim was confident about the success of the new regiment. Wilson is acts very confident, and boasts of how well he will fight. After a few days of marching, Henry realizes that they have been wandering about aimlessly in circles. They continue to march wothout purpose, direction, and fighting. During this time Henry starts to think diffrently about war, amore close experienced way. He starts to lose some of his ideals of war, and starts to become scared of running away from a batlle. Lieutenant Hasbrouck, a young lieutenant of the 304th regiment (Henry's regiment), is an extremely brave man. He also is constantly cursing. He, unlike the other officers, cares about and defends his troops performance and makes sure they get the recognition they deserve. He is a true leader and he is a model of what Henry and Wilson wish to become. After a while the regiment finally discovers a battle taking place. Jim gives Henry a yellow envelope with a packet inside. He is confident that he will die, and says that this will be his first and last battle. The regiment manages to hold off the rebels during the first attack, but the rebels like machines of steel; relentlessly came back again and again with reinforcements driving the soldiers back. Henry becomes scared, confused, and goes into a trance when he sees his forces depleting. He finally gets up and starts to run like a "proverbial chicken", who has lost the direction of safety. After he has run away he starts to anaylze himself and rationalize his actions. At first he thinks himself a a coward for running, and later he feels he was just saving himself for later. He thinks nature does not want him to die, eventhough his side was losing. He believes he was intelligent to run, and hopes he will die in battle to spite. Henry, still running, is met by a "tattered soldier" and he comes upon Jim who has been wounded badly. He does not complain about his pain, but asks Henry to move him out the road so he is not run over by artillery wagons. Even in his agony, he is concered about Henry and asks how he is faring. As his death grew nearer, Jim runs into a field looking for a suitable place to die. He ignores Henry's offers of help, and as his body jerked horribly, he falls and dies. The only other witness to his death, "the tattered soldier", is impressed mostly by Jim's bravery and courage. The tattered soldier appears to be a simple and innocent man. Though he is very simplistic and unsophisticated, he is a brave, kind, and responsible man. Henry walks away hurting inside and dangerous to himself. In the charge ahead Henry asks fleeing soldiers why they are running. He grabs a comrad and asked "why why" all the while holding his arm. The man struggling to be let go, hits Henry over the head with the butt of his

Tuesday, November 26, 2019

The True Nature of the Private Sector in Nigeria

The True Nature of the Private Sector in Nigeria Free Online Research Papers The True Nature of the Private Sector in Nigeria By Ikechukwu A. Ogu. Generally, every free market economy is divided into two sectors, the public sector and the private sector. The former is â€Å"the portion of a nation’s affairs, especially economic affairs, that is controlled by government agencies†, while the latter is â€Å"the part †¦ that is made up of companies and organizations that are not owned or controlled by the government.† Despite this distinction, instances exist where the state invests in private sector concerns and becomes part-owner thereof, in addition to floating new companies or commercializing existing ones to compete with private sector organizations in economic activities. The above distinction between the two sectors is upheld in Nigeria on paper. But a scrutiny of the composition and modus operandi of most ‘private sector’ organisations and the intricate connection between them and ‘public sector’ institutions and officials in Nigeria reveals something quite contrary to the commonplace understanding of the two expressions. This distortion is rooted in the pervasive corruption and mal-administration which give every principle a different colouration and meaning in the country. As a result, we have the Nigerian version of almost every concept, such as the amusing Nigerian â€Å"home-grown democracy† which is nothing but a pervert of the generally accepted principles of democracy. As we shall soon see, many ‘private sector’ outfits in Nigeria are actually owned by public officers, their relations or fronts. This creates the impression that such organisations are extensions of the public sector and makes it difficult to know, in real terms, what constitutes the ‘public sector’ and ‘private sector’, respectively, in Nigeria. However, I will present my perception of the true nature of the Nigerian private sector, by looking at the actual structure and operations of the organisations which are passed off as such in Nigeria. This analysis does not pretend to be exhaustive. In the first group, we have corporations and institutions built and operated with public funds which are privatized and sold, under suspicious circumstances, to persons or companies fronting for high-ranking government officials, and thereafter presented as ‘private sector organisations’. Often, these government institutions are first run down by the officials who are bent on privatizing them, in order to justify their privatization. Then they are undervalued and sold at a discount, with no store set by the value of their assets and government’s investments therein. The funds used to purchase them, which were initially looted from public treasury, are further looted after their ‘remittance’ by the ‘buyers’ to government coffers. Till date, no one can point to any specific, genuine project to which the proceeds of the privatization of public institutions in Nigeria were channelled. The new owners may liquidate the company, merge or combine it with existing companies to form a monopoly or cartel for the exploitation of poor Nigerians. For instance, it was alleged that the ‘core investor’ who ‘bought’ the Ajaokuta Steel Company was busy cannibalizing and taking outside Nigeria the raw materials and products found within the complex. The next group is made up of companies incorporated by serving government officials, either using their names or (often) those of family members and friends as members/directors. What do these government officials do? They channel almost all juicy contracts in their organizations to such companies, while exploiting their links in other government institutions to secure more lucrative jobs for them. Such contracts are hardly ever executed according to specifications; most times, from the outset, the intention to do a shoddy job is shared by the parties, yet the company gets paid handsomely and continues to earn patronage from public institutions. Closely related to the above is another group consisting of companies owned by retired high-ranking government officials who corruptly enriched themselves while in service. These persons become contractors immediately upon leaving public office, use their ill-gotten wealth to establish blue chip corporate outfits and continue the looting of government funds in a private capacity. Where they have a good rapport with their successors-in-office, they easily secure very lucrative contract awards based on quid pro quo basis, and also exploit their connections in other government agencies to the same effect. The fourth group comprises private companies or organizations that depend solely on government patronage in order to remain afloat; they have no other customer(s) outside the government and its officials. These corporate outfits do everything – including bribing and blackmailing influential government officials – to secure contract awards from governments, its ministries and agencies. Thereafter, they supply substandard goods, render low-quality services, fail to execute jobs or execute same poorly, and then share the windfall with their benefactors. The companies here could be owned by politicians-cum-contractors, retired or serving public servants and their private fronts. From the proceeds of such corrupt contracts, some of these people make a public show of acts of philanthropy and arrogate to themselves the appellation ‘philanthropist’. The fifth class consists of companies owned by expatriates and their Nigerian collaborators. Here, we have the multi-national companies which have acquired the status of sovereign nations, being treated as extensions of their countries of origin. These outfits, whether owned solely by expatriates (which Nigerian law permits) or in association with their Nigerian fronts, create the impression of being in the country to do genuine business. The reality is that their mission is profit maximization, even at the loss and pain of their host nation. Aided by their local fronts and collaborators, they do everything to milk the country dry and contravene its laws. The recently unearthed bribery scandal involving the USA company Halliburton and some Nigerian officials is a case in point. In the sixth type are banks which depend heavily on deposits by the government and its agencies. Although they complement this with unwholesome, sharp banking practices against innocent depositors, most of these banks will soon collapse should state funds be withdrawn from them. Under the dubious ‘public private partnership’ (PPP) arrangements, these banks collude with public officials in a sham sponsorship of public projects by applying government funds in their custody thereto, which moneys are then presented as coming from the banks and to be repaid by the government with high interest charges. Also within this group are some private estate developers. Rumour has it that, based on underhand deals between them and some government officials, they easily get land allocations from the government and funds from public institutions like the National Housing Fund (NHF) with which they execute mass housing projects. These low-quality houses are then offered for sale to Nigerians at cut-throat prices, under the guise that the funds came from the private estate developers. This may explain why the NHF hardly ever gives housing loans to civil servants who are entitled to same, being legally bound to make monthly contributions to the Fund. At this juncture, I commend President Goodluck Jonathan’s decision to give housing/land loans directly to public servants. In the seventh group are some prominent Nigerians who are granted oil blocs by the government or granted licences to lift crude oil or import refined petroleum products. These select few undeservedly feed fat on our common wealth and short-change Nigeria and Nigerians. In a country with more than 80% of its citizens in the throes of abject poverty, where successive governments ascribe their abysmal failure to ‘paucity of funds’, one is dumbfounded that few persons are given official licence to amass immense wealth from what belongs to all. Where is the sense in an oil-producing country, with four refineries, importing refined petroleum products? Some past rulers, after defrauding Nigeria, use their loot to build refineries in other countries to which our crude oil is now sent for refining! Again, allegations are rife that the licensed importers lift refined petroleum from Nigeria, move some nautical miles away, return to the country and make claims on government for impo rting same! This unchecked fraud accounts for the huge money successive regimes in Nigeria since the middle 1980s claim to be spending as ‘subsidy’ in the downstream sector of the petroleum industry! The eighth category is made up of companies which, apparently, may not depend much on government patronage in the real sense of it for their operations, but rely on the complicit indifference of regulatory agencies to their unwholesome business activities whereof they rip off poor Nigerians. The telecommunications and transport outfits are some very handy examples. These companies subject Nigerians to subhuman treatment and untold exploitation, while the authorities exhibit inertia. For instance, it is certain to the average Nigerian that the Nigerian Communications Commission, National Assembly and Ministry of Information and Communications are apathetic to the exploitation of Nigerians by the providers of mobile telephony. These companies impose whatever tariffs that suit their fancy, and arbitrarily review same upwards. The use of the expression ‘private sector organisations’ here includes the supposed non-profit oriented NGOs and companies limited by guarantee. A common characteristic of almost all these ‘private sector’ concerns is their penchant to do everything to frustrate any form of regulation in their relevant industries. The government agencies charged with their regulation easily become victims of regulatory capture, willingly or owing to blackmail, enabling the companies to feed fat on corrupt contract awards and profiteer at the expense of Nigeria and poor Nigerians. Without prejudice to the pervasiveness of this version of ‘private sector’ in Nigeria, one does not deny the existence of some private sector concerns in the real sense of the expression. Granted that some of the proprietors here may be fraudulent and predatory, others eke out an honest living in the midst of epileptic power supply, high expense on alternative power supply, bad roads, insecurity of lives and properties, high cost of transportation and other militating factors. Most of these people sold their family lands, buildings or other choice assets or even borrowed money from shylock-like money lenders to establish their businesses, and have no connection with public funds in terms of inflated, poorly executed or unexecuted contracts and corrupt deals through which public funds are embezzled in Nigeria. In my humble view, the foregoing is the true nature of the Nigerian private sector. It is this ‘private sector’ that successive Nigerian governments since the middle 1980s claim is duty-bound and best positioned to provide and manage basic amenities such as motorable roads, potable water, hospitals, schools, housing and electricity for the citizenry! But how organizations and proprietors that depend solely on government patronage, corrupt deals with public officers, shady contract awards from government agencies, the inertia of regulatory agencies, and who hardly deliver on such jobs are considered better placed to carry out this alien ‘duty’ remains a mind-boggling puzzle to me. Against this background, it is no wonder that despite huge annual budgetary allocations to capital projects and overheads, no appreciable progress has been made in Nigeria over the years. Almost the entire funds meant for capital projects and overheads end up in the pockets of serving or retired government officials, their fronts and private persons who are parasites on government funds. The much talked-about Public Procurement Act has not changed anything, for it is still business as usual in the award of government contracts. Government contracts are still awarded to the categories of ‘private sector’ organisations whose modus operandi we have seen above. Contrary to the accusing fingers the government points at the impoverished civil servant who earns less than N18,000 monthly, it is the incidence of corrupt contract awards, other corrupt deals, outrageous salaries and allowances of Federal legislators and political office holders, wastage of huge resources on white elephant projects, Nigeria’s sponsorship of several ventures which benefit foreign countries, etc, that deplete government funds. Within a space of four years, the salaries of political office holders have been reviewed upwards twice because same is no longer realistic under the prevailing economic conditions, while poorly paid civil servants are not considered equally entitled! It is not large workforce but misappropriated capital and overhead budgetary votes that greatly account for Nigeria’s stagnation. Is it the poor civil servant that awards contracts or disburses overhead votes? By induction from the foregoing, one can confidently say that Nigeria serves both the privileged public servant and the ‘private entrepreneur’ and nobody serves the country. If this ugly, unfortunate and dangerous trend is not checked, Nigeria will never move forward. In the midst of these corrupt practices, whatever lofty plans the government may have will certainly come to naught. May the merciful God salvage Nigeria and poor Nigerians from evil Nigerians in Jesus’ name, amen. Ikechukwu A. Ogu, a legal practitioner, writes from Central Business District, Abuja, Nigeria (ikechukwuogu@yahoo.com). Research Papers on The True Nature of the Private Sector in NigeriaPETSTEL analysis of IndiaTwilight of the UAWDefinition of Export QuotasThe Project Managment Office SystemUnreasonable Searches and SeizuresMarketing of Lifeboy Soap A Unilever ProductStandardized TestingIncorporating Risk and Uncertainty Factor in CapitalBringing Democracy to AfricaInfluences of Socio-Economic Status of Married Males

Saturday, November 23, 2019

Examples of Mixed Metaphors and Cliches

Examples of Mixed Metaphors and Cliches As defined in our glossary, a mixed metaphor is a succession of incongruous or ludicrous comparisons. When two or more metaphors (or cliches) are jumbled together, often illogically, we say that these comparisons are mixed. In Garners Modern American Usage, Bryan A. Garner offers this classic example of a mixed metaphor from a speech by Boyle Roche in the Irish Parliament: Mr. Speaker, I smell a rat. I see him floating in the air. But mark me, sir, I will nip him in the bud. This sort of mixed metaphor may occur when a speaker is so familiar with the figurative sense of a phrase (smell a rat, nip in the bud) that he fails to recognize the absurdity that results from a literal reading. Now and then a writer may deliberately introduce mixed metaphors as a way of exploring an idea. Consider this example from British journalist Lynne Truss: Well, if punctuation is the stitching of language, language comes apart, obviously, and all the buttons fall off. If punctuation provides the traffic signals, words bang into each other and everyone ends up in Minehead. If one can bear for a moment to think of punctuation marks as those invisibly beneficent fairies (Im sorry), our poor deprived language goes parched and pillowless to bed. And if you take the courtesy analogy, a sentence no longer holds the door open for you to walk in, but drops it in your face as you approach. Some readers may be amused by this sort of metaphorical mix; others may find it tiresomely twee. In most cases, mixed metaphors are accidental, and the haphazard juxtaposition of images is likely to be more comical or perplexing than revealing. So stick these examples in your pipe and chew them over. So now what we are dealing with is the rubber meeting the road, and instead of biting the bullet on these issues, we just want to punt.[T]he bill is mostly a stew of spending on existing programs, whatever their warts may be.A friend of mine, talking about the Democratic presidential candidates, tossed out a wonderful mixed metaphor: This is awfully weak tea to have to hang your hat on.The mayor has a heart as big as the Sahara for protecting his police officers, and that is commendable. Unfortunately, he also often strips his gears by failing to engage the clutch when shifting what emanates from his brain to his mouth. The bullets he fires too often land in his own feet.The walls had fallen down and the Windows had opened, making the world much flatter than it had ever been but the age of seamless global communication had not yet dawned.Ive spent a lot of time in the subways, said Shwa. Its a dank and dark experience. You feel morbid. The environment contributes to the fear that de velops in men and women. The moment that you walk into the bowels of the armpit of the cesspool of crime, you immediately cringe. Anyone who gets in the way of this cunning steamroller will find himself on a card-index file and then in hot very hot water.A Pentagon staffer, complaining that efforts to reform the military have been too timid: Its just ham-fisted salami-slicing by the bean counters.All at once, he was alone in this noisy hive with no place to roost.Top Bush hands are starting to get sweaty about where they left their fingerprints. Scapegoating the rotten apples at the bottom of the militarys barrel may not be a slam-dunk escape route from accountability anymore.It is easy to condemn Thurmond, Byrd and their fellow pork barons. Few of us would hail a career spent stewarding the federal gravy train as the vocation of a statesman.Rather than wallowing in tears, let this passionate community strike while the iron is hot. It probably won’t cost the National Park Service a single penny, will be no skin off its nose, will heal the community and it presents a golden opportunity for first-person interpretation. Federal Judge Susan Webber Wright stepped up to the plate and called a foul.[Robert D.] Kaplan keeps getting into scrapes at the keyboard. I wanted a visual sense of the socioeconomic stew in which Al Qaeda flourished. You smile in admiration, as at something rare, like a triple play; its a double mixed metaphor. Remember this: Keep an eye on your metaphors and an ear to the ground so that you dont end up with your foot in your mouth. Sources Lynne Truss,  Eats, Shoots Leaves: The Zero Tolerance Approach to Punctuation, 2003 Chicago Tribune, cited by  The New Yorker, August 13, 2007 The New York Times, January 27, 2009 Montgomery Advertiser, Alabama, cited by  The New Yorker, November 16, 1987 Bob Herbert, Behind the Curtain,  The New York Times, November 27, 2007 Thomas L. Friedman,  The World Is Flat: A Brief History of the Twenty-First Century, 2005 Our Town, N.Y., cited by  The New Yorker, March 27, 2000 Len Deighton,  Winter: A Novel of a Berlin Family, 1988 The Wall Street Journal, May 9, 1997 Tom Wolfe,  The Bonfire of the Vanities Frank Rich,  The New York Times, July 18, 2008 Jonathan Freedland,  Bring Home The Revolution, 1998 Daily Astorian, cited by  The New Yorker, April 21, 2006 Catherine Crier,  The Case Against Lawyers, 2002 David Lipsky, Appropriating the Globe,  The New York Times, November 27, 2005 Garner, Bryan A. Garners Modern American Usage. 2nd Edition, Oxford University Press, October 30, 2003.

Thursday, November 21, 2019

Women and Sexuality Essay Example | Topics and Well Written Essays - 250 words

Women and Sexuality - Essay Example This will help in curbing the ever increasing number of victims STIs and other infections. In addition, the use of condoms and other preventive devices should be over emphasized in any adult films or movies. This will help in spreading the message of constant and correct use of protective devices during sexual intercourse. It is also beneficial to regulate the sex industry just like any business is regulated, because there are many advantages attached to it such as, preventing overcrowding in the same business, and unscrupulous trading or getting involved in dangerous business activities. Base on these, the victims of the sex industry or prostitution will always follow the laws to the letter, with those not abiding being liable for punishment. As per decriminalization, it is not necessary to develop a set of extra laws to regulate the sex industry as per the already in place regulatory approaches. This has been demonstrated by countries such Australia and New Zealand. By decriminalization, benefits have been realized in that there has been high compliance. This is because when businesses are treated without discrimination, barriers tend to reduce. There has also been increased transparency in that the model has been perceived as a whole governments approach to regulation (Brents, Barbara and Hausbeck, 2010). According to Bernstein and Elizabeth (2010), regulating this prevailing and escalating industry or commercial sex services premises (SSP) would call for developing consent with the historic location of SSP. Over the years, the legislation concerned with the law have also ensured that the building operating in the vicinity of mixed commercial areas, with no amenity impacts for quite some time and still unable to surrender a DA are not permitted to continue with the business. To allow for independent sex worker, especially those who might be found in